35% of young adults ‘are concerned about their finances on a daily basis’

I'm double the age of those surveyed, but I still struggle to put money aside for "unexpected expenses". I earn more now than I ever have in my life - more than either of my parents ever did - but it will still take me a solid 2-3 years to save the 15% deposit required for the average house price in Wales. The generations that came after me have no chance. Having your own car is one of the most basic freedoms that young adults will experience, but on average they are expected to pay £2,200 a year for their insurance. Rent prices are constantly rising, as landlords shift the burden of providing a safe home that isn't falling apart on to tenants. Or they're selling up because they're now being forced to do the bare minimum to provide a safe home, and they're realising that it isn't quite the gravy train they're accustomed to. House prices continue to rise year on year, quarter on quarter, and the "industry's" idea of 'affordable housing' is anything but affordable. Lending schemes for first-time buyers have largely been targeted at the more affluent end of the market, and consequently are largely a joke. Assuming you can even get a permanent job, you're treated with utter contempt by employers and expected to bend over backwards in order to cater to their every whim. All for pay that's a joke. Or you end up having to take a 'gig economy' 'job' where you're cycling or driving for 12+ hours a day; where you're paid pennies for every 'job' you take on, and some faceless inhuman software algorithm uses metrics you can't even see, let alone influence, to decide whether you're worthy of being granted access to jobs that pay slightly more than standard. 'Concerned about their finances'? I'm not surprised at all.